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Enhance your Lending with Predictive Analytics

BizAcuity

Credit scoring systems and predictive analytics model attempt to quantify uncertainty and provide guidance for identifying, measuring and monitoring risk. Benefits of Predictive Analytics in Unsecured Consumer Loan Industry. The consumer lending business is centered on the notion of managing the risk of borrower default.

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Topics to watch at the Strata Data Conference in New York 2019

O'Reilly on Data

Machine learning, artificial intelligence, data engineering, and architecture are driving the data space. The Strata Data Conferences helped chronicle the birth of big data, as well as the emergence of data science, streaming, and machine learning (ML) as disruptive phenomena. 105, -17) or even “Python” (No.

IoT 20
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Using random effects models in prediction problems

The Unofficial Google Data Science Blog

Through simulation we illustrate issues with model fitting techniques that depend on matrix factorization. Far from hypothetical, we have encountered these issues in our experiences with "big data" prediction problems. These predictive posterior distributions have many uses such as in multi-armed bandit problems.